9
Aug 19

Finding a home isn’t always easy and it’s important to take into consideration a number of factors such as budget, agents and negotiations. First time homebuyers looking to purchase an abode for the future can look to six savvy tips from conveyancing experts, JMP Solicitors.

Here’s a list of savvy tips for first time homebuyers:

1. Decide on a realistic budget

When purchasing a home, the deposit isn’t the only cost you’re going to need to cover. As well as the budget for a deposit, which will be around 5%-20% of the value of the home, there will be a number of initial fees such as the valuation fee and the surveyors fee, as well as the additional parties to pay such as the lender/broker fees (if first time buyer no estate agents fees) and the conveyancer. There is then the fees associated with the mortgage including the booking fee, arrangement fee and mortgage valuation fee. We recommend saving an additional £2,500 on top of your deposit to cover the costs. Please be aware that if more than one person is purchasing and they have already owned a property then stamp duty will be payable even though the other person has never owned a property anywhere in the world before.

2. Find a suitable conveyancer

It’s important to find an experienced conveyancer who will provide a thorough service when you’re buying a home. Your conveyancer will be able to give legal advice, handle contracts, undertake important searches, deal with the Land Registry, and the transfer of funds. Many estate agents will recommend a conveyancer, but it’s important to undertake your own research to make sure you find the right one for your particular purchase. Ensure that they are certified by either the Solicitors Regulatory Authority or Council for Licensed Conveyancers or the Law Society.

3. Take extra care in filling out paperwork

Miswritten paperwork is a common cause of delays when it comes to buying your home. It is important to ensure you read all contracts in full detail and fill in all paperwork openly and honestly. Any incorrect paperwork could lead to a great deal of legal problems in the future. Taking a little extra caution when filling in forms and applications can save you a great deal of time in the long run.

4. Be patient

While you may be itching to get into your new home, it is vital that all aspects of the process are dealt with thoroughly. Sometimes the conveyancing process may involve a lot of paperwork and additional enquiries, but it is important to understand that all the legal aspects are being done in your best interest as a first-time home buyer. Aside from conveyancing, the mortgage arrangements, estate agent negotiations and the actual moving in process will also take some time.

5. Uphold good communication with your agents

Ensure you are always kept in the loop with the seller, your estate agent, mortgage advisor and conveyancer. When you have decided on a property, you want the process to be as smooth and hassle free as possible, so don’t be afraid to keep pestering your agents. In the same way, make sure to keep your phone on at all times in case you need to be informed of any major turning points. Additionally, keep up to date with your emails, including checking your junk, as conveyancers will often send over documents via email.

6. Ensure you are fully satisfied with your final arrangements and negotiations

For first time home buyers, you may go into a contract not fully understanding what is in your best interest. Your conveyancer will be able to provide you with the best possible advice to ensure you get the best deal for the short and long term. If at any time you are not satisfied with your agreements, it is vital you speak with your conveyancer and they will endeavour to resolve any issues before it is too late.

6
Mar 19

Positioned in a quiet CUL-DE-SAC in the popular KNIGHTS PARK is this stunning 4 BEDROOM DETACHED family home. The property is in IMMACULATE order throughout, CHAIN FREE and we strongly urge you to call or email us today!

Just look at how immaculate this home is, click and check out the photos and video tour now!

https://www.evolutionproperties.co.uk/property-search~action=detail,pid=988

27
Feb 19

This superb 3 bedroom family home is in an elevated position and has undergone an extensive refurbishment program with re-wiring, new heating system, brand new kitchen, bathroom, cloakroom, double glazing, floorings and decor. It really is like being in a brand new home!

Just look at the photos and how large the lounge/diner is!

https://www.evolutionproperties.co.uk/property-search~action=detail,pid=1043

 

 

14
Feb 19

We all want to wish you a Happy Valentines day, wherever you are and whatever you are doing. Its a day of joy, love and also have a bit of fun with a cheeky card! Have a great day everyone!

The English Origin of Valentine's

The modern origins of Valentine's Day come from England. The first real association of Valentine's Day with romantic love, or “love birds,” comes from Geoffrey Chaucer’s poem Parlement of Foules. Dating from 1382, it states: “For this was on St. Valentine's Day, when every bird cometh there to choose his mate.” William Shakespeare's Hamlet (1600–1601) refers to both Saint Valentine's Day and the phrase “to be your Valentine,” showing that Valentine's Day was established in British culture by that time.

12
Feb 19

Located in the ever popular Singleton Hill area of Ashford is this highly desirable family home. The properties accommodation is arranged over 3 floors with the entrance reception room, cloakroom, modern fitted kitchen / diner and utility area. Call or email us today!

Check out the floorplan to see the amazing accommodation!

https://www.evolutionproperties.co.uk/property-search~action=detail,pid=966

11
Feb 19

This spacious second floor apartment is offered for sale with no forward chain and would make an ideal first purchase or investment. The property is ideally situated with easy access to the town's amenities, local shops, schools and M20 motorway, Ashford International Station is just 2.2 miles.

Just look at the size and condition of the property!

https://www.evolutionproperties.co.uk/property-search~action=detail,pid=999